The design part of making gift baskets is truly the fun part, and best of all, you get paid for your expertise! But there are also parts of running this business that must be taken seriously.

Sooner or later, a mishap may occur. Three problems I can immediately think of are a:

  • Client who trips on a stair because she insists on picking up the basket from your location.
  • Telephone call notifying you that a recipient is hospitalized because of a product consumed from the gift basket.
  • Courier who delivered your basket to a teenager who became drunk from a bottle of wine you included, a bottle you hoped wouldn’t be a problem this one time.
  • Liabilities happen at the least-likely moment, and you must ensure that you and your firm are protected against circumstances that may end your business and lifestyle.

    Insurance is not as glamorous as designing gifts, but it’s a product that lets you continue to create beautiful designs while maintaining your peace of mind.

    Many insurance carriers call our specific type of coverage “crafter’s insurance,” but don’t let those hobby-sounding words fool you. This coverage contains a minimum $1 million in liability protection and more to let you sleep soundly at night.

    Click here to review your insurance options before another day goes by. This holiday season, you want the media talking about your glamorous gift baskets, not damages incurred by a customer you’ll meet in court.

    Remember to enter the gift basket contest with three prizes valued between $100 and $300. Deadline is 11/30. Get details here.

    Read these related articles:

    1. Your Retail Store Policy, Insurance Protection, Wholesale Supplies
    2. Insurance Protection, Getting Orders, Writing Contracts
    3. How to Sell in the Summer, Insurance Tips, Target Market
    4. Why Financial Worries Won’t Hurt Your Holiday Sales

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